Reasons to Roll

April 22, 2023

When you leave your job or retire, you have an opportunity to manage your funds in an employer-sponsored retirement plan such as a 401(k), 403(b), or government 457(b) plan. Depending on the situation, you generally have four options.* The approach that typically gives you the most control over the funds is to transfer some or all of the assets to an IRA through a rollover.


Three out of five households who owned traditional IRAs in 2022 had executed at least one IRA rollover from an employer-sponsored retirement plan. These were the top reasons for the most recent rollover.


*Other options may include leaving assets in the former employer's plan, transferring assets to a new employer-sponsored plan, or withdrawing the money. 

reason-to-roll-chart

All Securities Through Money Concepts Capital Corp., Member FINRA / SIPC

11440 North Jog Road, Palm Beach Gardens, FL 33418 Phone: 561.472.2000

Copyright 2010 Money Concepts International Inc.

Investments are not FDIC or NCUA Insured

May Lose Value - No Bank or Credit Union Guarantee

This communication is strictly intended for individuals residing in the state(s) of MI. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2020.

A man in a suit is using a laptop and a tablet.
April 22, 2025
Extended warranties are offered by retailers for an additional cost and cover product repairs for a specific period of time under certain conditions.
A man is talking on a cell phone in a bakery while looking at a tablet.
April 22, 2025
Most of us think of life insurance as protection against financial loss should we die prematurely. But when we reach retirement and the kids are all self-sufficient, do we still need life insurance?
A woman is sitting at a table with a laptop and a piece of paper.
April 22, 2025
529 plans were originally created in 1996 as a tax-advantaged way to save for college.
A group of business people are standing next to each other in front of a white wall.
April 22, 2025
The labor force participation rate — the percentage of Americans age 16 and older who are working or actively looking for work — peaked in early 2000.
Show More