Holiday Tipping Etiquette: 'Tis the Season to Show Your Appreciation

November 24, 2025
Golden gift with a ribbon bow on a shimmering surface with bokeh lights in the background.

As the year comes to a close, you may be looking for ways to thank the people around you who make your life easier.


Tipping during the holiday season is your chance to show your appreciation to the service providers you rely on throughout the year.


While there is no one-size-fits-all rule when it comes to holiday tipping, a little guidance can help you strike the right balance.



Who should you tip?

When considering whom to tip, think about the individuals who provide you with regular, ongoing services. This may include housekeepers, babysitters, teachers, dog walkers, or landscapers. If you live in an apartment or condominium, property staff, such as door attendants and maintenance workers, are also common recipients.


In addition, you don't want to forget the people who provide you with personal care services, such as hairdressers/barbers, nail technicians, massage therapists, or personal trainers. Even mail and newspaper carriers and delivery drivers may warrant a holiday thank you.



How much should you give?

The amount will depend on a variety of factors, such as your budget, geographic location, and relationship with the service providers.


For personal care providers, such as a hairdresser, a common guideline is to give the cost of one service visit. For other individuals with whom you may interact more frequently, such as a live-in housekeeper or nanny, a gift of up to one week's pay may be more appropriate. For additional service providers, such as a garage attendant or newspaper delivery person, it is suggested that you give a cash gift of less than $30 or a small gift.1


If you live in an apartment or work in an office, fellow residents or coworkers may contribute to a pooled holiday fund for building employees.



Cash or gifts?

While cash is often most appreciated, a thoughtful handmade gift can also be meaningful, especially if it is accompanied by a handwritten note.


Keep in mind that there may be instances where certain types of gifts are prohibited, so it is always best to check to make sure that a gift isn't against a company's policy. For example, United States Postal Service mail carriers are not allowed to receive cash gifts, checks, or gift cards.2 In addition, some workplaces may not allow employees to receive gifts of alcohol.



(1) The Emily Post Institute, 2025
(2) United States Postal Service, 2025


All Securities Through Money Concepts Capital Corp., Member FINRA / SIPC

11440 North Jog Road, Palm Beach Gardens, FL 33418 Phone: 561.472.2000

Copyright 2010 Money Concepts International Inc.

Investments are not FDIC or NCUA Insured

May Lose Value - No Bank or Credit Union Guarantee

This communication is strictly intended for individuals residing in the state(s) of MI. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2020.

Doctor holding clipboard beside microscope and cancer ribbon in a medical lab illustration
By TFC Team • October 28, 2026
A charitable gift annuity can provide lifetime income while supporting a nonprofit. Learn how payments, tax benefits, risks, and eligibility shape your giving.
Person holding a phone beside a grocery basket of fresh vegetables and a receipt in a store aisle
By TFC Team • October 28, 2026
Stretch your grocery budget with ways to save, including loyalty deals, sale planning, bulk buying, freezing food, and choosing store brands over name brands.
Rocket launching with “IPO” on its body against a bright blue sky with clouds
By TFC Team • October 28, 2026
Record-breaking IPOs are reshaping markets. Learn how mega listings, investor demand, stock index rules, and limited share availability can affect portfolios.
Person pushing a red
By TFC Team • October 28, 2026
Credit card and student loan delinquencies climbed in early 2026. See the latest figures and how persistent inflation and high interest rates are straining household finances.
Show More