Financial Regrets

May 20, 2024
A woman in a purple sweater is sitting in front of a laptop computer.

A 2023 survey found that about three out of four U.S. adults had a financial regret. 

The most common were not saving for retirement early enough, taking on too much credit card debt, and not saving enough for emergency expenses. It's probably not surprising that the weight that people placed on these and other regrets varied by generation — and regret about not saving early enough for retirement was higher for those closer to retirement age.

A graph showing a woman standing next to a credit card

All Securities Through Money Concepts Capital Corp., Member FINRA / SIPC

11440 North Jog Road, Palm Beach Gardens, FL 33418 Phone: 561.472.2000

Copyright 2010 Money Concepts International Inc.

Investments are not FDIC or NCUA Insured

May Lose Value - No Bank or Credit Union Guarantee

This communication is strictly intended for individuals residing in the state(s) of MI. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2020.

Woman hugging an older person beside a laptop in a bright room

Making It Make Sense: The Roth 5-Year Rule

By TFC Team • August 25, 2026
Learn how the Roth five-year rule works, how the timeline applies across IRAs and 401(k)s, and key rules for tax-free, penalty-free withdrawals.
People standing at a house entrance beside a white van parked on the street

Moving to Another State? Consider These Tax Moves

By TFC Team • August 25, 2026
Learn how relocating to a new state affects your taxes, including residency rules, remote work income, retirement tax differences, and part-year filing requirements.
Two office workers walk through a bright glass hallway, talking and carrying bags and papers.

Index Funds: Traditional and Not-So-Traditional

By TFC Team • August 25, 2026
Learn how index funds work, the concentration risks hidden in market-cap weighting, and how alternative strategies like Smart Beta and quantitative investing can fit into a diversified portfolio.
Two people and a child on a rope swing over a calm lake at sunset

Top Reasons to Own Life Insurance

By TFC Team • August 25, 2026
Explore practical financial strategies, market insights, tax guidance, and retirement planning tips designed to help you navigate your financial future with confidence.
Show More