Financial Regrets

May 20, 2024
A woman in a purple sweater is sitting in front of a laptop computer.

A 2023 survey found that about three out of four U.S. adults had a financial regret. 

The most common were not saving for retirement early enough, taking on too much credit card debt, and not saving enough for emergency expenses. It's probably not surprising that the weight that people placed on these and other regrets varied by generation — and regret about not saving early enough for retirement was higher for those closer to retirement age.

A graph showing a woman standing next to a credit card

All Securities Through Money Concepts Capital Corp., Member FINRA / SIPC

11440 North Jog Road, Palm Beach Gardens, FL 33418 Phone: 561.472.2000

Copyright 2010 Money Concepts International Inc.

Investments are not FDIC or NCUA Insured

May Lose Value - No Bank or Credit Union Guarantee

This communication is strictly intended for individuals residing in the state(s) of MI. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2020.

A brick building with a clock tower and vibrant fall foliage, on a grassy lawn.

Wealthy Colleges Face Expanded Endowment Tax

By TFC Team • January 19, 2026
Wealthy colleges face an expanded endowment tax in 2026. Learn the OBBBA tiered rates, per-student thresholds, and who pays 1.4%, 4%, or 8%.
A smiling couple sitting with a dog on a concrete step.

Key Retirement and Tax Numbers for 2026

By TFC Team • January 19, 2026
Key Retirement and Tax Numbers for 2026: IRS updates on standard deductions, IRA contribution limits, and estate and gift tax exclusions.
Pink piggy bank with stethoscope on a blue background.

No More Groundhog Day for Your Finances: Time for a Financial Wellness Checkup

By TFC Team • January 19, 2026
Break the cycle with a financial wellness checkup. Review goals, re-balance your portfolio, cut debt, and boost credit health for the year ahead.
Two businesswomen reviewing data on a tablet and laptop, collaborating in an office.

How Does Your Income Compare?

By TFC Team • January 19, 2026
Chart shoing the adjusted gross income (AGI) of U.S. taxpayers from 2024. Nearly half of taxpayers have a AGI of less than $50,000.
Show More