Financial Regrets

May 20, 2024
A woman in a purple sweater is sitting in front of a laptop computer.

A 2023 survey found that about three out of four U.S. adults had a financial regret. 


The most common were not saving for retirement early enough, taking on too much credit card debt, and not saving enough for emergency expenses. It's probably not surprising that the weight that people placed on these and other regrets varied by generation — and regret about not saving early enough for retirement was higher for those closer to retirement age.

A graph showing a woman standing next to a credit card

All Securities Through Money Concepts Capital Corp., Member FINRA / SIPC

11440 North Jog Road, Palm Beach Gardens, FL 33418 Phone: 561.472.2000

Copyright 2010 Money Concepts International Inc.

Investments are not FDIC or NCUA Insured

May Lose Value - No Bank or Credit Union Guarantee

This communication is strictly intended for individuals residing in the state(s) of MI. No offers may be made or accepted from any resident outside the specific states referenced.

Prepared by Broadridge Advisor Solutions Copyright 2020.

Gold gift box with ribbon and bow on sparkling surface. Bokeh background.
By TFC Team November 24, 2025
Holiday Tipping Etiquette guide to who to tip, how much, and cash vs gifts, so you thank caregivers, staff, and service pros with confidence this season.
Person holding phone with
By TFC Team November 24, 2025
Strategies for Smarter Giving from Thornapple Financial Center explain QCDs, bunching deductions, and tax-smart donations to help you give more with confidence.
A calculator with a graduation cap. A person leans against a pencil.
By TFC Team November 24, 2025
Law changes coming related to monthly repayment plans per the One Big Beautiful Bill Act. The amount of time a borrower has to repay now depends on the loan balance.
Older man holding glasses, looking out a window. He is wearing a blue shirt and white undershirt. Natural light floods the space.
By TFC Team November 24, 2025
Review a survey of financial capability conducted every three years found a substantial decline in many key measures from 2021 to 2024, a period of high inflation.
Show More